If you received a letter saying your Medicare Advantage plan will no longer be available in your county in 2026, don’t ignore it. When a plan stops operating in your area or is not renewed, you may qualify for a Special Enrollment Period that lets you switch to another Medicare Advantage plan or go back to Original Medicare. In this video (in Spanish) I explain how to check whether your plan really left your county, what to look for in your ANOC (Annual Notice of Change), what happens with the contingency plan you might receive, and how to confirm that your doctors, hospitals and medications are still covered. The key is not to choose fast, but to choose well before your window to switch closes. If you’re not sure what happened with your coverage in 2026, review your options before you let the system decide for you.
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