Medicare open enrollment is a crucial period that many Hispanics overlook. Mario Cruz, a health insurance expert with over 10 years of experience, explains the five most common mistakes when choosing Medicare (Original or Medicare Advantage) and how avoiding them can save you thousands of dollars.

In this educational video, you will see how 73% of Hispanics overpay for their Medicare insurance. Mario shares real examples, such as the case of Maria, who saved $380 per month with the right plan. The information is presented in a clear and accessible way for older adults and their families. Key points include:

•Confusing Original Medicare (Part A/B) with Medicare Advantage, which can lead to unexpected costs.

•Missing enrollment periods (open enrollment) and facing permanent penalties.

•Not verifying that your doctors or specialists are in the plan’s network.

•Assuming your medications are covered without checking each plan’s formulary (list).

•Not considering all total costs (copayments, deductibles, coinsurance) when comparing plans.

These professional tips are designed to help older adults and their families make informed decisions about their health coverage. If you need information or help with Medicare, contact us via WhatsApp at 832-930-4150, or by phone at 832-803-0015