Customize, and Enroll
in Affordable Health Insurance Plans Today
Obamacare Made Easy—Affordable Plans at Your Fingertips
Trusted Providers Across The Nation
NAtional
States We Proudly Serve
Affordable Health INSURANCE Across 9 States
Navigating health INSURANCE doesn’t have to be complicated. As experts in Affordable Care Act (ACA) plans, also known as Obamacare, we make it simple for you to explore, compare, and enroll in coverage across these states: Arizona, Florida, Illinois, North Carolina, Michigan, Missouri, New York, Texas, and Virginia. With our bilingual support and user-friendly platform, finding the right plan has never been easier.
Alabama
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
Arizona
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
Florida
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
Illinois
- - Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
South carolina
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
Michigan
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
Missouri
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
North carolina
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
Texas
- Medicare Advantage
- ACA (Obamacare)
- Commercial Truck
- Life Insurance
- Bussines Insurance
- Vehicule Insurance
- Property Insurance
Top Benefits of Enrolling in Obamacare with Expert Guidance
Discover the Benefits of Choosing Obamacare Through Us
Affordable Care Act (ACA), also known as Obamacare, provides millions of Americans with access to quality health INSURANCE. When you enroll through us, you gain access to three key benefits that make your health coverage easier and more affordable:
01
Affordable Plans – Some at Zero Cost:
With income-based subsidies, you may qualify for plans that cost as little as $0 per month. Check your eligibility today to unlock affordable health coverage for you and your family.
02
Self-Guided Enrollment Made Simple:
Use our easy-to-navigate platform to compare plans, review benefits, and enroll—all on your own time. Just enter your zip code to explore tailored options instantly.
03
Guidance from Experienced Agents:
Need help? Our licensed agents, with over 10 years of experience, are here to provide expert advice and ensure you select the best plan for your needs and budget.
Get Started Now:
Don’t wait to secure your health coverage. Whether you prefer self-enrollment or expert assistance, we make the process seamless and stress-free. Discover how easy it is to access the benefits of Obamacare today!
Why Buy Your ACA Health Insurance Through Us?
At our agency, we prioritize your needs and provide a seamless shopping experience:
Personalized Assistance:
Our knowledgeable team will assess your eligibility and guide you through the process to find the most affordable and comprehensive plan for your needs.
Wide Range of Options:
We work with trusted insurance carriers to provide plans that fit every lifestyle and budget.
Hassle-Free Process:
Simply enter your zip code, and our system will match you with the most suitable ACA-compliant plans. Our experts will help you compare deductibles, premiums, and provider networks to ensure you’re making the best choice.
Bilingual Support:
With services available in English and Spanish, we’re here to serve diverse communities across the U.S.
Secure Your Health and Peace of Mind Today
Having health INSURANCE isn’t just about compliance; it’s about protecting yourself and your family from unexpected medical expenses. By purchasing your ACA health INSURANCE through us, you’re choosing simplicity, affordability, and expert support every step of the way.
Your health is your wealth—protect it with the right coverage today!
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Mario Cruz Insurance Agency Inc., operating under NPN #18093079, owns and manages this website. We are a licensed insurance agency dedicated to providing Affordable Care Act (ACA) health insurance and other health coverage solutions. Invitations for applications for health insurance are made through Mario Cruz Insurance Agency Inc., only where licensed and appointed. Licensing information can be provided upon request and found on our official licensing page.
This website is not affiliated with or endorsed by the United States government, the federal Medicare program, or any state insurance marketplace. For a comprehensive view of Qualified Health Plans available in your state, please visit the official Health Insurance Marketplace at Healthcare.gov.
Data Collection and Privacy: We comply with all federal and state laws, including the standards established under 45 CFR 155.220(c) and (d) and 45 CFR 155.260, ensuring the security and privacy of your personally identifiable information (PII). This site uses cookies and other technologies to process your requests, personalize your experience, and measure the effectiveness of our services. By using this website, you consent to the collection and sharing of data with business partners to provide tailored health insurance solutions. For more information, visit our Privacy Policy.
Scope of Services: This website provides access to ACA health insurance plans and other types of coverage, including short-term health plans, medical indemnity plans, and more. Availability of specific plans and benefits may vary by state. By submitting your information, you authorize our agents to contact you regarding health insurance options.
Legal Disclosures: Mario Cruz Insurance Agency Inc. does not guarantee the accuracy of information for plans displayed on this website. Advertisements or offers featured here are paid placements and may influence their order of appearance. For more details about plan eligibility and coverage, contact us directly or refer to the applicable policy documents.
Copyright and Use: This website is protected under U.S. copyright laws. Unauthorized use or duplication of its content is prohibited. By using this site, you agree to our Terms of Service.
Contact Information: For questions or to learn more about your health insurance options, contact us at [email] or [phone number].
We are committed to helping you find affordable health insurance options while safeguarding your privacy and ensuring compliance with all applicable laws.
This website is not affiliated with or endorsed by the United States government, the federal Medicare program, or any state insurance marketplace. For a comprehensive view of Qualified Health Plans available in your state, please visit the official Health Insurance Marketplace at Healthcare.gov.
Data Collection and Privacy: We comply with all federal and state laws, including the standards established under 45 CFR 155.220(c) and (d) and 45 CFR 155.260, ensuring the security and privacy of your personally identifiable information (PII). This site uses cookies and other technologies to process your requests, personalize your experience, and measure the effectiveness of our services. By using this website, you consent to the collection and sharing of data with business partners to provide tailored health insurance solutions. For more information, visit our Privacy Policy.
Scope of Services: This website provides access to ACA health insurance plans and other types of coverage, including short-term health plans, medical indemnity plans, and more. Availability of specific plans and benefits may vary by state. By submitting your information, you authorize our agents to contact you regarding health insurance options.
Legal Disclosures: Mario Cruz Insurance Agency Inc. does not guarantee the accuracy of information for plans displayed on this website. Advertisements or offers featured here are paid placements and may influence their order of appearance. For more details about plan eligibility and coverage, contact us directly or refer to the applicable policy documents.
Copyright and Use: This website is protected under U.S. copyright laws. Unauthorized use or duplication of its content is prohibited. By using this site, you agree to our Terms of Service.
Contact Information: For questions or to learn more about your health insurance options, contact us at [email] or [phone number].
We are committed to helping you find affordable health insurance options while safeguarding your privacy and ensuring compliance with all applicable laws.
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FAQ
Frequently asked questions
What is the income limit to qualify for Obamacare subsidies?
Individuals and families with incomes between 100% and 400% of the federal poverty level (FPL) generally qualify for subsidies. Recent adjustments allow higher-income households to receive assistance if their premiums exceed a certain percentage of income.
Can I still be penalized for not having insurance?
The federal penalty for not having health INSURANCE was eliminated in 2019, though some states, like California and Massachusetts, still impose a state-level penalty.
Are there any alternatives to Obamacare?
Yes, alternatives include short-term health insurance, catastrophic plans, and private health insurance. However, these options may offer limited benefits compared to ACA-compliant plans.
How does Obamacare impact Medicare?
Obamacare expanded certain Medicare benefits, including preventive care and prescription drug coverage. It also reduced costs within Medicare, benefiting seniors and people with disabilities.
Can I get coverage if I miss the enrollment deadline?
If you miss the Open Enrollment Period, you may qualify for a Special Enrollment Period (SEP) if you experience a qualifying life event, such as marriage, job loss, or childbirth.