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National
45% of Hispanics in the U.S. are uninsured.
With $1 a day your family is protected

01
Whole Life Insurance:
- Lifetime protection with guaranteed cash value.
- Fixed premiums and access to accumulated value in emergencies.
- Fixed premiums and access to accumulated value in emergencies.
02
Indexed Universal Life INSURANCE (IUL)
- Growth linked to the S&P 500 with downside protection.
- Adjustable premiums and high yield potential.
- Adjustable premiums and high yield potential.
03
Fixed Interest Life INSURANCE
- Predictable returns of 4.5%-5.5% per annum.
- No market risk and lifetime coverage.
- No market risk and lifetime coverage.
FAQs
What is the minimum coverage?
From $50,000 in Term Life and $10,000 in Final Expense.
Can I convert Term Life to Whole Life or IUL?
Yes, no medical exam until the fifth year of your policy.
How do I withdraw cash value?
Request a partial withdrawal or a loan from your client area.
Is there a waiting period?
Coverage begins on the date of issue and payment of the first premium.
What happens if I die outside the country?
The beneficiary receives the full amount, regardless of where the loss occurs.
The beneficiary receives the full amount, regardless of where the loss occurs.
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